About

JOHN WAYNE CAMPBELL
Public Adjusters
“Advocates for Policyholders”

More About Why & How to Hire Public Adjusters:

We understand the insurance adjusting business. Our group has over 100 years of claims experience.
If you have a home, business, or property subject to an insurance claim, of any type, contact John Wayne Campbell, public insurance adjusters via email or phone.

More About Public Adjusters:

It is very important to understand that insurance adjusters cannot serve two masters; Either they work for you, or they work for your insurance company.

There are 3 kinds of adjusters:

The right kind of Adjuster YOU need to retain is a Public Adjuster. Public Adjusters work solely for you the Policyholder. We represent your best interest! We are Advocates exclusively for Policyholders. We never represent insurance companies.

Other insurance adjusters work for the insurance company. A Company Adjuster is an employee of the insurance company; therefore, represents their interests.

Independent Adjusters/Catastrophe Adjusters, are independent adjusters who work under contract and represent the insurance company who hires them. They too, work in the insurance company’s best interest. Insurance companies spend a lot of money and resources trying to protect their own interests. Who is going to represent your interest? Find the best Public Adjuster! Hire the best Public Adjuster! It is proven that Public Adjusters secure larger and more appropriate settlements then a Policyholder handling this often complex matter solely with the company adjuster. You have found the best. Now put us to work for you. Why? The results speak for themselves.

OPPAGA REPORT


Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire these persons. The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2004 hurricanes. In contrast, policyholders who did not use a public adjuster received typical payments of $18,659.

The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher.
For non-catastrophe claims, policyholders who used public adjusters received an estimated $9,379 on their claim, compared to $1,391 for those policyholders that did not use a public adjuster (a difference of 574%).

1. How is a Public Adjuster compensated?
A Public Adjuster’s compensation is a small percent of the policyholders claims payments that are made to you. The Public Adjuster’s fees are usually more than covered by a successful claim payment that is obtained for you. If the Public Adjuster
does not increase your claim by finding what a company adjuster missed….you owe him $0.

2. How do I hire a Public Adjuster?
You call or email John Wayne Campbell right now and ask for help. We can usually help you. If we cannot you owe us nothing. You have nothing to lose.

3. I have already received a payment for my claim from the insurance company. Is it too late to reopen my file?
Probably not. It is common for the carrier to pay you the sum that is below your cost of repairs. When you discuss repairs with a General Contractor it comes to light that you cannot begin to make repairs with the sum allotted. This scenario is played out in every storm over and over and over again. Most supplement claims take place before the Statue of Limitations run. In Texas that is two years. Others states give you a longer Statue of Limitations.

John Wayne Campbell,Sr.
Executive Public Adjuster
Texas License No.1549815
Oklahoma License 40131821
www.johnwaynecampbell.com
www.PublicAdjusterAcademy.com

Texas Office:
1121 Doc Holliday Dr.
Anna, TX. 75409

972 924 5720
972-924-9894
972 816 7813
480 772 4414 Fax

“Insurer breaches its Duty of Good Faith and Fair Dealing when the insurer fails to settle if insurer knew or should have known that it was Reasonably Clear that the claim was covered. Tex. App.-2008 State Farm Lloyd v Hamilton 365 S.W. 3d 725″